Learn about UMB’s required health insurance for full-time students, called the Student Health Insurance Plan (SHIP). You can also find information on how to waive the insurance, enroll as a part-time student, and explore extra coverage options like Dental and Vision plans available to all students.
Mandatory Insurance
UMB automatically charges full-time students for the Student Health Insurance Plan (SHIP). If you provide proof of comparable health insurance coverage, you have the option to waive SHIP. Part-time students can choose to enroll in SHIP if they want coverage.
Each academic year, full-time students must either enroll in or waive SHIP. For information on enrolling or waiving coverage, please visit the SHIP webpage. The enrollment or waiver from prior years does not carry forward to the next year.
Full-time students enrolled in a UMB on-campus or Shady Grove program taking some courses online are still required to have health insurance.
Students in Online Only Programs are not eligible for SHIP and cannot submit a waiver. Students in the Online MSW Program are not required to submit a waiver but are eligible for voluntary enrollment into SHIP.
All full-time students and all Nursing students (except those in certificate programs) are automatically enrolled in the UMB Accident Only Insurance Plan, which covers accidents that happen on campus or during clinicals.
