Medical Doctor (MD)

Prospective and current students in the School of Medicine MD program should contact the School of Medicine's dedicated team for financial aid information: somfinaid@som.umaryland.edu

2024-2025 Cost of Attendance

The Cost of Attendance (COA) is the maximum amount of financial assistance available to a student in one academic year. The COA is determined using each student’s enrollment status and residency classification (Resident or Non-Resident). Tuition in the COA is based upon full time enrollment in the MD program (16 credits or more). 

Students with a valid FAFSA on file are awarded 100% of the Cost of Attendance with assistance from federal and institutional resources. Students who are not enrolled full-time will have any institutional aid, and potentially federal aid, reduced due to part-time enrollment. 

1st Year

Budget Item  Resident Non-Resident
Tuition $40,918 $71,703
Mandatory Fees $2,097 $2,097
Books $1,380 $1,380
Computer Fee $2,500 $2,500
Anatomy Fee/Instruments/Other Fees $1,170 $1,170
Health Insurance $4,580 $4,580
Living Expenses $29,500 $29,500
Uniforms $60 $60
Commuting Expenses $0 $1,200
Malpractice Insurance $260 $260
Loan Fees $1,994 $3,281
Transportation $2,000 $2,000
Total $86,459 $119,731

2nd Year

Budget Item  Resident Non-Resident
Tuition $40,918 $71,703
Mandatory Fees $2,097 $2,097
Board Exam Fee $680 $680
Books $780 $780
Instruments/Other Fees $1,248 $1,248
Health Insurance $4,580 $4,580
Living Expenses $29,500 $29,500
Uniforms $90 $90
Commuting Expenses $0 $1,200
Malpractice Insurance $260 $260
Loan Fees $1,858 $3,145
Transportation $2,000 $2,000
Total $84,011 $117,283

3rd Year

Budget Item  Resident Non-Resident
Tuition $40,918 $71,703
Mandatory Fees $2,097 $2,097
MD Step 2 CK $1,875 $1,875
Books $1,064 $1,064
Instruments/MD Clinical Fees $2,040 $2,040
Health Insurance $4,580 $4,580
Living Expenses $35,400 $35,400
Uniforms $100 $100
Commuting Expenses $0 $1,200
Malpractice Insurance $260 $260
Loan Fees $2,195 $3,482
Transportation $2,000 $2,000
Travel $1,200 $1,200
Total $93,729 $127,001

4th Year

Budget Item  Resident Non-Resident
Tuition $40,918 $71,703
Mandatory Fees $2,030 $2,030
Board Exam Fee $2,600 $2,600
Books $282 $282
Instruments/MD Clinical Fees $2,040 $2,040
Health Insurance $4,580 $4,580
Living Expenses $35,400 $35,400
Uniforms $100 $100
Commuting Expenses $0 $1,200
Malpractice Insurance $260 $260
Loan Fees $2,410 $3,696
Transportation $2,000 $2,000
Travel $4,300 $4,300
Total $96,920 $130,258

Sample Financial Aid Offer

Students in the MD program who have a valid FAFSA on file are awarded up to their full cost of attendance. Below is an example of a typical aid offer.

Award Type Source Amount
Federal Direct Loan Unsubsidized Federal $40,500
University Grant** Institutional $5,000
Federal Direct Grad PLUS Loan Federal Cost of Attendance minus all other aid

**Limited funds are available. To be considered, applicants MUST complete the FAFSA by March 1st. Awarding of the University Grant is not guaranteed.