Benefits

  • UMB Discount Available at Lexington Market

    The market is a short walk from UMB buildings and landmarks and has a variety of food options, many of which offer a discount to UMB employees — just bring your One Card! Read more and watch a video.

  • Employee Discounts

    See discounts on devices, mobile phone plans, local attractions, and more.

The University of Maryland, Baltimore (UMB) provides a comprehensive and competitive benefits package option to eligible employees. 

Health benefit plans are available through the State of Maryland Employee Benefits Division.

Effective Dates of Coverage:

Effective Dates of Coverage: Coverage will begin on the first of the month following the start date of a new hire or the “Qualifying Event” date (such as marriage, loss of coverage, divorce, etc.). Effective dates for newborns will be adjusted to the actual date of birth. Employee will be billed by the state of Maryland back to their effective date of coverage.

Termination Dates of Coverage: Coverage will terminate on the last day of the month in which an employee separates from employment. If the employee has not had sufficient deductions through the end of the month in which they were covered, the state of Maryland will bill employees who separate employment.

Benefits Resources:

 

Plan Year 2025 Health Benefit Rates

Employee Discounts

See discounts on devices, mobile phone plans, local attractions, and more.

Flexible Spending Accounts

Health care and dependent care FSA plans are available to help pay for health care and dependent care expenses with tax-free money.

Health Care Plans

Available are a selection of health care plans (including vision and behavioral health), two dental plans, and a prescription drug plan.

Leave Programs

Learn about the holiday schedule, leave packages, and leave definitions and policies for faculty and staff.

Life and Disability Benefits

Plans include term life insurance plans, an accidental death and dismemberment plan and long-term disability plans.

Live Near Your Work

A homebuying assistance benefit for University employees that offers money toward the down payment and closing costs of homes in select West Baltimore neighborhoods

Retirement Plans

Plans include a traditional defined benefit plan (pension), a defined contribution retirement plan (for exempt staff and faculty only), voluntary supplemental retirement plans, and pre-retirement planning.

SPS Workday

A cloud-based platform that UMB now uses to manage health benefits enrollment and elections for its faculty and staff

Tuition Remission

Tuition remission is a program that provides employees with an opportunity to take classes at a University System of Maryland institution with waived tuition.

UMB Child Care Grant

The Child Care Grant Program is available to assist working parents at UMB. The taxable, need-based grant will help eligible employees pay for qualifying, work-related child care.