Learn about UMB's mandatory insurance requirements, including the Student Health Insurance Plan (SHIP) for full-time students and options for waiving coverage or enrolling as a part-time student, along with additional insurance plans like Dental and Vision coverage available for all students.

UMB charges full-time students for the Student Health Insurance Plan (SHIP). If you prove you have other coverage, you have the option to waive the insurance plan. Part-time students can choose to enroll in health insurance through UMB.  If full-time students are enrolled in online classes that are not part of a designated Online Only Program, they are subject to the health insurance requirement as noted above. Students enrolled in designated Online Only Programs are not eligible for SHIP, unless they are part of the online MSW Program. 

Students must take action to enroll or waive each academic year. Students admitted in the Fall semester must enroll or waive by September 15th. Those admitted in the Spring semester must do so by February 15th.  

All full-time students and all Nursing students (excluding the certificate programs) are automatically enrolled in the UMB Accident Only Insurance Plan. The plan covers accidents on campus or during clinicals. 

All students can enroll in dental and vision insurance plans. The plans are optional.